With the PSI hitting 150 points on Saturday night, it has become a unhealthy level for people to go out. However, I was astonished when I wake up on Sun morning 6am. The air was fresh and the sky was clear…..


Unable to sleep, I went to the wet market at 7am in the morning……Has it been a while since u see a scene like this in the wet market?

It’s all the fresh fish and seafood…..and this is not taken in some supermarket…is really a wet market scene….




Later in the day then I realize the PSI in the morning…has drop to 30 points. No wonder the sky is so clear….

As I was walking home…..from the market, I was looking at the mass HDB…..then I suddenly thought to myself…Isn’t it nice to stay in HDB where you get heavy subsidies from government on the conversancy/utilities bills and on the HDB prices itself. Shouldn’t we always make full use of what the government is giving to their citizen?


Recently, the market is full of Condo project launches. Be it leasehold or freehold. Everyone is flocking to buy private property…. Last saturday newspaper says that property prices has increase 5-10% since 2004. Does this scene seems familiar like what happen in the 1998 property bloom…and suddenly crash where all properties dipped sharpely?


Hmm….sometimes…I think government shouldn’t cap the income at $8000 per household to apply for new HDB flat because some family thou may have higher income, perhaps they may have higher expenses and burden like chronic sickness in the family that require high medical expenses etc. Resale HDB are selling at quite a high price and this may force some people to get a condo instead of a HDB…..

Come to give it a serious thought. Is it really worth it to buy and stay in a condo and overstretch your finance? To me is a No No…most importantly is to have rolling cash with you to prepare for emergency…